Buying your dream home starts with knowing your home loan eligibility. Use Beegru’s free Home Loan Eligibility Calculator to instantly find out the maximum loan amount you can get based on your income, age, loan tenure, and interest rate.

Our AI-powered calculator gives you an accurate estimate of your loan potential in seconds, no lengthy forms, no agent calls, just clear numbers to help you plan better.

How to Calculate Home Loan Eligibility

Lenders calculate eligibility using your Net Monthly Income (NMI) and Fixed Obligations (existing EMIs or loans).

Most banks and NBFCs allow around 50–60% of your monthly income for EMI payments.

How to Use Beegru’s Home Loan Eligibility Calculator

• Enter your monthly income.
• Add existing EMIs or loan obligations (if any).
• Select your loan tenure and interest rate.
• Click Calculate to view your eligible loan amount instantly.

Our calculator also gives a breakdown of monthly EMIs, helping you plan your finances smartly before applying for a loan.